We Bank Our Hours, And We Build Wealth Together.

Bank the hours you give, withdraw the expertise you need, and watch our community prosper — no cash required, just shared excellence. This is how our ancestors built wealth; now it’s our turn.

Be one of the first 100 Founding Members.

We are not separate enterprises. We are one community. One economy. One purpose.

The Truth Is, We’ve Been Working Hard — Just Not in a System Designed for Us to Win

Many of us are overworked, underpaid, and doing it all alone. Without a trusted system to exchange time and services, we stay stuck — missing opportunities to grow, collaborate, and protect our future.

A Cash-Free, Trust-Based Way to Grow Your Business

Marketplace 365’s Time Banking system lets you earn time-credits by sharing your skills — and spend them on the support you need. It’s simple, secure, and built for our community to thrive together again.

What You Get With Time Banking at Marketplace 365

Skill-for-skill exchanges — no cash required

Pay for support with your time and talent, not your wallet.

Increased visibility and referrals

Every time you serve, your name gets seen, shared, and remembered.

Build legacy through cooperative economics

Strengthen group wealth — one hour, one partnership at a time.

How Time Banking Works at Marketplace 365

Step #1

Start with a Quick Consultation

We’ll take 15–20 minutes to understand your skills, your goals, and the types of services you’d love to receive. This is your first step toward trading time — not dollars.

Step #2

We Match You with Trusted Professionals

Once you’re onboarded, we’ll connect you with service providers inside our network who align with your values, needs, and industry. Every exchange is tracked in time-credits, not invoices.

Step #3

Receive the Help You Need — No Cash Required

Redeem your earned time-credits to get the support your business needs — whether it’s accounting, design, marketing, or more — without spending a dime.

Features and Benefits

Cash-Free Business Support

Get the help your business needs without spending a dime.
Exchange your expertise for time-credits instead of money—perfect for startups and service-based entrepreneurs.

Built on Trust, Not Algorithms

Work with professionals who genuinely want you to succeed.
Our referral system matches you with mission-aligned providers, not automated leads.

Protects Your Cash Flow

Preserve your working capital for critical needs.
Time Banking helps you access services like marketing, accounting, and coaching—without tapping into cash reserves.

We are simply following the Blueprint our Ancestors left us

We’re reviving our ancestors’ cooperative spirit.
Marketplace 365 builds on historical models of mutual aid and group economics to move us from surviving to thriving.

Creates Economic Stickiness

Every transaction deepens your connection to the ecosystem.
Time-credits keep value circulating in the community, promoting collaboration over competition.

Easy Onboarding Process

You’ll be matched in just one consultation.
Our 15–20 minute intake session captures your goals, skills, and values so we can connect you with the right allies quickly.

Frequently Asked Questions

Time Banking is a cash-free system where you exchange services based on time, not money. One hour of your skill earns you one time-credit — which you can spend to receive another service in return.

It’s built for African American entrepreneurs, nonprofits, and service providers who want to grow sustainably, preserve cash flow, and reconnect with cooperative economics rooted in our legacy.

Yes. Once you contribute your time and earn credits, you can spend them to access services like graphic design, social media management, bookkeeping, or coaching — without cash ever leaving your hands.

Start by scheduling a 15–20 minute onboarding call. We’ll learn about your business, your values, and your goals — then match you with trusted members inside the Marketplace 365 network.

That’s okay. You can still join the network and start earning credits when your schedule allows. And some services may even allow for deferred reciprocity.

Not quite. Traditional bartering is one-to-one. Time Banking is one-to-many — you earn time from one person and spend it with another. It’s a full-circle community economy.

Yes. Your time-credits are tracked inside your member account. Every exchange is documented, and you always know your balance and history.

Ready To Get Started

TRADE TIME INSTEAD OF DOLLARS

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